Water Views - Primary on Main
Address
123 Useppa Island Unit B, Useppa Island, FL
Price
$ 950,000
Property Attributes
- MLS#2026025926
- TypeSingle Family
- Listing Status Active
- CountyLee
- CityUseppa Island
- AreaOI01 - Outer Islands
- NeighborhoodUSEPPA ISLAND
- Zip33921
- StyleTwo Story, Duplex
- Year Built1980
- Taxes$ 5360
- Price$ 950,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1478
- Lot Size0.084 Acres
Data Source:
Florida Gulf Coast MLS (SWFLMLS)
Property Description
Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.
| Price History | |
|---|---|
| 6/17/2026 | Listed $950,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central,Electric,Zoned |
| Cooling | Central Air,Electric,Zoned |
| Utilities | Cable Not Available,High Speed Internet Available,Underground Utilities |
| Possession | Close Of Escrow |
| Roof | Metal |
| Appliances | Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer |
| Association Fee Includes | Recreation Facilities,Road Maintenance,Street Lights,Trash |
| Patio/Porch Features | Balcony,Deck,Lanai,Open,Patio,Porch,Screened |
| Architectural Style | Two Story,Duplex |
| Pool Features | Community |
| Construction Materials | Vinyl Siding,Wood Frame |
| Pets Allowed | Call,Conditional |
| Year Built | 1980 |
| View | Bay,Mangroves,Water |
| Stories Count | 2 |
| Levels | Two |
| Unit Number | Unit B |
| Property Subtype | Attached |
| Tax Year | 2025 |
| Ownership | Single Family |
| Waterfront Features | None,Across the Road Water Frontage |
| Community Features | Boat Facilities,Street Lights |
| County | Lee |
| Property Type | Residential |
| Association Amenities | Bocce Court,Marina,Fitness Center,Other,Pickleball,Private Membership,Pool,Restaurant,Boat Slip,Spa/Hot Tub,See Remarks,Tennis Court(s),Trail(s) |
| HOA | false |
| Subdivision Name | USEPPA ISLAND |
| Facing Direction | East |
| Garage Y/N | false |
| Other Structures | Guest House Attached |
| Full Baths | 2 |
| Status | Active |
| Directions | This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property. |
| City | Useppa Island |
| Disclosures | Deed Restriction,Owner Has Flood Insurance,RV Restriction(s) |
| Senior Community Y/N | false |
| Zoning Description | RM-2 |
| MLS Area | OI01 - Outer Islands |
| Lot Size Units | Acres |
| Carport Y/N | false |
| Property Attached Y/N | true |
| Tax Annual Amount | 5360.28 |
| Property Condition | Resale |
| Virtual Tour | https://marketing.realogy.imprev.net/03/452103/146658487/ |
| Structure Type | Duplex |
| Standard Status | Active |
| Tax Lot | 23A |
| Property Sub Type Additional | Attached,Duplex,Villa |
| PostalCity | Useppa Island |
| Legal Description | COTTAGE SITES OF USEPPA IS SLY 1/2 SITE 23 AS DESC OR 1988/1026 OR 1207 PG 507 |
Interior Features
| Interior Amenities | Breakfast Bar,Built-in Features,Bedroom on Main Level,Dual Sinks,French Door(s)/Atrium Door(s),Fireplace,Living/Dining Room,Main Level Primary,Shower Only,Separate Shower,Vaulted Ceiling(s),Window Treatments,Split Bedrooms |
|---|---|
| Flooring | Tile,Wood |
| Furnished Y/N | Partially |
| Total Stories | 2 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Impact Glass,Shutters,Window Coverings |
| Fireplace Y/N | true |
| Half Baths | 1 |
| Laundry Features | Inside |
| Total Bedrooms | 2 |
| Entry Level | 1 |
| Room Type | Bathroom,Guest Quarters,Other,Screened Porch |
| LivingAreaSource | Appraiser |
| Total Baths | 3 |
Exterior Features
| Gulf Access | false |
|---|---|
| Exterior Amenities | Deck,Security/High Impact Doors,Patio |
| Water Source | Public |
| Lot Size Area | 0.084 |
| Foundation Details | Pillar/Post/Pier,Raised |
| Spa | false |
| Building Area Total | 2054 |
| Lot Dimensions | 23 x 141 x 34 x 134 |
| Lot Size Acres | 0.084 |
| Private Pool | false |
| Lot Size Source | Appraiser |
| Waterfront Y/N | false |
| Door Features | French Doors |
| LotDimensionsSource | Appraiser |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33921
Price
Taxes
Year Built
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Updated on September 14, 2026 12:19 AM UTC
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